College grants, both government grants and privately funded grants from foundations and service organizations, are given away every day. Winning college grants can not only help students lower their debt burden, it can also put them in charge of choosing a college that’s right for them, rather than opting for the local community college because it is the least expensive option.

Most students finance their education through either college grants or loans or a combination of both financing options. The key difference is that loans have to be paid back, whereas grants are a free gift. Financial aid grants generally come in two options, need-based and merit-based.

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As you consider how to pay for college, the very first place to start is with college grants and scholarships. Unlike student loans, grants and scholarships generally do not have to be repaid. There are billions of dollars of grants and scholarships available from hundreds of thousands of organizations the key is doing your research and starting early.

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Have you already decided on the college you want to attend, or are you in total limbo trying to get a handle on which colleges fit your educational needs and more importantly, your financial situation. There are student loans and scholarships available to help you, but it can become an overwhelming task to navigate the vast source of information you need to determine a course of action.

Many college scholarships are available to help you. There are college scholarships tailored towards particular fields of study, based on your grade point average, your ACT and/or SAT scores, and even awarded to children and or siblings of Alumnus or current students.

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